Mobile Banking

The Baghat Urban Co-op. Bank has introduced Mobile Banking.

Bank has started forwarding various messages to its customers on their mobile

i Debit / Credit Transaction Message for amount any denomination.
ii Inward Cheque Returned Intimation.
iii Outward Cheque Returned Intimation.
iv Account overdrawn intimation.

Customers can now initiate the following transactions at their end  

i Account balance enquiry
ii Last three transactions
iii Cheque Status Inquiry

All the terms and conditions as applicable to The Baghat Urban Co-Op Bank Ltd SMS Banking Facility shall be applicable, unless excluded specifically or by necessary implication.


In these Terms and Conditions, the following terms shall have the following meanings:
"Alert(s)" means the customised messages sent to the Customer over his mobile phone as short messaging service ("SMS") in response to the Triggers sent by the Customer.
"Alert/Push Facility" shall mean the service provide by The Baghat Urban Co-Op. Bank Ltd wherein a Customer can obtain specific information pertaining to his Account on his Mobile Phone number..
"Request/Pull Facility" shall mean facility through which Customers will be able to make requests about their Accounts by sending "key words" through SMS to Mobile Phone Number provided by The Baghat Urban Co-Op Bank Ltd for the purpose.
"Triggers" means the customised triggers that are required to be set by the Customer with The Baghat urban Co-Op Bank Ltd which shall enable The Baghat Urban Co-Op Bank Ltd to send the Alerts relating to his Account.
The last updated mobile number in the records of The Baghat Urban Co-Op Bank Ltd would be used to send the Alerts. Currently, Alert Facility is not offered for two Mobile numbers for the same account.
Such Alerts will be available to the Customer only if the Customer is within the cellular service range of the particular cellular service provider or within such area which forms part of the roaming network of such cellular service provider providing services to the Customer availing such roaming facility from respective cellular service provider.


The Baghat Urban Co-Op Bank Ltd reserves the right to charge for the Alert Facility and revise such charges and such updates in charges shall be intimated to the Customer through Alerts/ display on the Website or notice board at branch depending upon the discretion of The Baghat Urban Co-Op Bank Ltd.

Right now the SMS Banking Service is free to all the customers of the bank.


You are required to register for Mobile Banking service . Please find enclosed file containing Term and conditions of  availing facility of Mobile Banking.